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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,853 | $138,075-51.6% | $123,552-45.9% | $135,379-50.6% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -11.64% | 153.70%-165.3pp | 119.20%-130.8pp | 519.79%-531.4pp |
| Employer contribution / active EE | $4,414 | $5,152-14.3% | $4,628-4.6% | $4,779-7.6% |
| Participant deferral / active EE | $6,653 | $6,800-2.1% | $6,426+3.5% | $5,609+18.6% |
| Admin fee / account holder | $6,538 | $10,917-40.1% | $9,285-29.6% | $10,828-39.6% |