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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,754 | $129,737+74.0% | $119,126+89.5% | $154,746+45.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 15.35% | 379.08%-363.7pp | 282.11%-266.8pp | 172.34%-157.0pp |
| Employer contribution / active EE | $2,929 | $4,375-33.0% | $4,034-27.4% | $4,379-33.1% |
| Participant deferral / active EE | $4,536 | $5,842-22.3% | $5,318-14.7% | $6,730-32.6% |
| Admin fee / account holder | $895 | $11,961-92.5% | $10,693-91.6% | $14,365-93.8% |