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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,961 | $136,860+5.2% | $120,344+19.6% | $154,746-7.0% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 14.38% | 21.38%-7.0pp | 20.30%-5.9pp | 172.34%-158.0pp |
| Employer contribution / active EE | $5,968 | $3,533+68.9% | $3,020+97.6% | $4,379+36.3% |
| Participant deferral / active EE | $6,620 | $5,793+14.3% | $5,135+28.9% | $6,730-1.6% |
| Admin fee / account holder | $2,074 | $15,393-86.5% | $12,742-83.7% | $14,365-85.6% |