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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,961 | $138,312+4.1% | $122,979+17.1% | $155,188-7.2% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 80.8%-14.1pp |
| Annual return | 14.38% | 22.06%-7.7pp | 20.12%-5.7pp | 148.84%-134.5pp |
| Employer contribution / active EE | $5,968 | $3,530+69.0% | $3,062+94.9% | $4,248+40.5% |
| Participant deferral / active EE | $6,620 | $5,592+18.4% | $5,003+32.3% | $6,531+1.4% |
| Admin fee / account holder | $2,074 | $15,089-86.3% | $12,864-83.9% | $14,480-85.7% |