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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,259 | $167,353+65.7% | $143,797+92.8% | $134,545+106.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -21.50% | 0.48%-22.0pp | -0.04%-21.5pp | 418.37%-439.9pp |
| Employer contribution / active EE | $13,791 | $5,620+145.4% | $4,952+178.5% | $4,742+190.8% |
| Participant deferral / active EE | $9,731 | $6,447+50.9% | $5,638+72.6% | $6,401+52.0% |
| Admin fee / account holder | $227 | $18,096-98.7% | $14,679-98.5% | $11,431-98.0% |