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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,009 | $198,457-40.0% | $170,435-30.2% | $147,586-19.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.47% | 257.30%-236.8pp | 205.94%-185.5pp | 578.59%-558.1pp |
| Employer contribution / active EE | $16,548 | $6,183+167.6% | $5,432+204.6% | $4,876+239.3% |
| Participant deferral / active EE | $12,933 | $5,629+129.7% | $4,939+161.8% | $5,439+137.8% |
| Admin fee / account holder | $3,141 | $16,852-81.4% | $13,881-77.4% | $10,886-71.1% |