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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549,192 | $152,597+259.9% | $117,533+367.3% | $134,532+308.2% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -17.14% | 53.04%-70.2pp | 29.77%-46.9pp | 418.27%-435.4pp |
| Employer contribution / active EE | $2,714 | $5,576-51.3% | $4,179-35.1% | $4,741-42.8% |
| Participant deferral / active EE | $1,800 | $4,821-62.7% | $4,072-55.8% | $6,401-71.9% |
| Admin fee / account holder | $361,682 | $7,007+5062.0% | $5,647+6305.0% | $11,429+3064.7% |