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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,213 | $29,667+1.8% | $56,441-46.5% | $80,874-62.6% |
| Participation rate | 41.9% | 41.7%+0.2pp | 52.5%-10.6pp | 67.6%-25.8pp |
| Annual return | 22.15% | 35.22%-13.1pp | 1704.21%-1682.1pp | 35.62%-13.5pp |
| Employer contribution / active EE | $738 | $669+10.3% | $1,039-29.0% | $2,756-73.2% |
| Participant deferral / active EE | $1,295 | $1,227+5.6% | $1,953-33.7% | $4,297-69.9% |
| Admin fee / account holder | $4,217 | $2,429+73.6% | $2,829+49.0% | $6,935-39.2% |