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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,213 | $29,733+1.6% | $56,025-46.1% | $80,959-62.7% |
| Participation rate | 41.9% | 41.7%+0.1pp | 52.5%-10.6pp | 67.7%-25.8pp |
| Annual return | 22.15% | 35.28%-13.1pp | 1712.69%-1690.5pp | 35.67%-13.5pp |
| Employer contribution / active EE | $738 | $672+9.9% | $1,042-29.1% | $2,757-73.2% |
| Participant deferral / active EE | $1,295 | $1,229+5.4% | $1,955-33.7% | $4,300-69.9% |
| Admin fee / account holder | $4,217 | $2,434+73.3% | $2,828+49.1% | $6,925-39.1% |