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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,842 | $162,136-15.0% | $152,301-9.5% | $154,746-10.9% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 10.76% | 91.02%-80.3pp | 80.50%-69.7pp | 172.34%-161.6pp |
| Employer contribution / active EE | $6,931 | $4,890+41.7% | $4,624+49.9% | $4,379+58.3% |
| Participant deferral / active EE | $8,424 | $8,341+1.0% | $8,004+5.2% | $6,730+25.2% |
| Admin fee / account holder | $3,008 | $15,759-80.9% | $14,398-79.1% | $14,365-79.1% |