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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,009 | $77,816-10.0% | $123,552-43.3% | $64,173+9.1% |
| Participation rate | 93.5% | 74.7%+18.8pp | 82.3%+11.3pp | 69.6%+24.0pp |
| Annual return | -1.75% | 12.49%-14.2pp | 119.20%-121.0pp | 7.63%-9.4pp |
| Employer contribution / active EE | $2,213 | $3,014-26.6% | $4,628-52.2% | $2,381-7.0% |
| Participant deferral / active EE | $6,277 | $5,240+19.8% | $6,426-2.3% | $3,470+80.9% |
| Admin fee / account holder | $21,344 | $5,519+286.7% | $9,285+129.9% | $4,887+336.7% |