Retirement plan

AARONSON RAPPAPORT FEINSTEIN DEUTSCH LLP 401K

Name: AARONSON RAPPAPORT FEINSTEIN DEUTSCH, LLP - AARONSON RAPPAPORT FEINSTEIN DEUTSCH LLP 401K (2019) Form 5500
Creator: AARONSON RAPPAPORT FEINSTEIN DEUTSCH, LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AARONSON RAPPAPORT FEINSTEIN DEUTSCH LLP 401K, AARONSON RAPPAPORT FEINSTEIN DEUTSCH, LLP

AARONSON RAPPAPORT FEINSTEIN DEUTSCH, LLPEIN 13-3690958Plan #002PY 2019

600 THIRD AVENUE - NEW YORK, NY 100161901212-593-6700arfdlaw.comLinkedIn51-200 employeeslaw practice

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$21.3M

+15.6% from 2018

Total participants

172

-1.1% from 2018

Average account balance

$180,607

+11.7% from 2018

Annual return

20.79%

+23.61 pp from 2018

Benchmarks

See 5,552 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,552 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$29.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$231K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

127

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.74%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$277

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ROYAL ALLIANCE ASSOCIATES INC2 years Service code 27 · EIN 93-0987232	Advisory (Plan)	$36,972
ROGOFF & COMPANY PC1 year Service code 10 · EIN 13-2688836	Accounting	$14,000
FIDELITY INVESTMENTS INSTITUTIONAL5+ years Service code 37 · EIN 04-2647786	Loan Processing	-$19,363

Plan features & details

Pension benefit codes2F2G2J2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$32K

$214 / participant

Other / not subdivided$32K100.0%

% of EOY assets

0.148%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ROGOFF & COMPANY PC
Auditor EIN: 132688836
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$180,607

$89,652+101.5%

$141,197+27.9%

$65,186+177.1%

Participation rate

63.5%

74.7%-11.2pp

82.5%-19.0pp

70.2%-6.7pp

Annual return

20.79%

32.79%-12.0pp

71.41%-50.6pp

29.39%-8.6pp

Employer contribution / active EE

$3,065-100.0%

$4,736-100.0%

$2,177-100.0%

Participant deferral / active EE

$7,095

$5,691+24.7%

$6,710+5.7%

$3,514+101.9%

Admin fee / account holder

$268

$569-52.9%

$10,265-97.4%

$847-68.4%

Provider

Service type

Compensation

ROYAL ALLIANCE ASSOCIATES INC2 years

Service code 27 · EIN 93-0987232

Advisory (Plan)

$36,972

ROGOFF & COMPANY PC1 year

Service code 10 · EIN 13-2688836

Accounting

$14,000

FIDELITY INVESTMENTS INSTITUTIONAL5+ years

Service code 37 · EIN 04-2647786

Loan Processing

-$19,363

AARONSON RAPPAPORT FEINSTEIN DEUTSCH LLP 401K

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AARONSON RAPPAPORT FEINSTEIN DEUTSCH LLP 401K

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion