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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,859 | $111,878-10.7% | $93,727+6.5% | $145,897-31.6% |
| Participation rate | 44.4% | 74.2%-29.8pp | 68.7%-24.3pp | 80.3%-35.9pp |
| Annual return | 31.03% | 204.28%-173.2pp | 133.83%-102.8pp | 552.29%-521.3pp |
| Employer contribution / active EE | $2,250 | $3,092-27.2% | $2,421-7.1% | $4,663-51.8% |
| Participant deferral / active EE | $9,660 | $4,920+96.3% | $4,417+118.7% | $6,689+44.4% |
| Admin fee / account holder | $12 | $10,256-99.9% | $8,292-99.9% | $13,390-99.9% |