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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,971 | $124,351+0.5% | $109,188+14.5% | $167,553-25.4% |
| Participation rate | 80.0% | 79.4%+0.6pp | 75.9%+4.1pp | 82.1%-2.1pp |
| Annual return | 17.48% | 26.04%-8.6pp | 25.76%-8.3pp | 478.89%-461.4pp |
| Employer contribution / active EE | $7,568 | $4,210+79.8% | $3,723+103.3% | $4,840+56.4% |
| Participant deferral / active EE | $15,410 | $5,257+193.1% | $4,654+231.1% | $6,343+143.0% |
| Admin fee / account holder | $962 | $7,975-87.9% | $6,755-85.8% | $12,316-92.2% |