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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,967 | $45,312-89.0% | $86,233-94.2% | $67,986-92.7% |
| Participation rate | 78.3% | 42.4%+35.9pp | 69.0%+9.3pp | 57.2%+21.1pp |
| Annual return | 15.53% | 24.79%-9.3pp | 61.39%-45.9pp | 31.67%-16.1pp |
| Employer contribution / active EE | $542 | $1,160-53.3% | $2,504-78.4% | $2,019-73.1% |
| Participant deferral / active EE | $1,571 | $2,185-28.1% | $4,559-65.5% | $3,358-53.2% |
| Admin fee / account holder | $582 | $3,295-82.3% | $8,342-93.0% | $3,203-81.8% |