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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,102 | $102,595+17.1% | $94,057+27.7% | $154,746-22.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 19.38% | 583.42%-564.0pp | 480.62%-461.2pp | 172.34%-153.0pp |
| Employer contribution / active EE | -$11 | $3,147-100.3% | $2,933-100.4% | $4,379-100.2% |
| Participant deferral / active EE | $9,373 | $5,118+83.1% | $4,709+99.0% | $6,730+39.3% |
| Admin fee / account holder | $14,094 | $7,736+82.2% | $7,244+94.5% | $14,365-1.9% |