Retirement plan

PACIFIC GROUP HOLDINGS, INC. CASH OR DEFERRED PLAN

Name: PACIFIC GROUP HOLDINGS, INC. - PACIFIC GROUP HOLDINGS, INC. CASH OR DEFERRED PLAN (2019) Form 5500
Creator: PACIFIC GROUP HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PACIFIC GROUP HOLDINGS, INC. CASH OR DEFERRED PLAN, PACIFIC GROUP HOLDINGS, INC.

PACIFIC GROUP HOLDINGS, INC.EIN 13-3668384Plan #002PY 2019

716 NEWMAN SPRINGS ROAD, #342 - LINCROFT, NJ 07738917-887-2145LinkedIn11-50 employeescomputer software

Other plans on this EIN

1 filing

#001Retirement-$2.0M assets

Prospect flagsHigh feesLow assets / participant

How to read this page

Total assets (EOY)

$525K

-54.8% from 2018

Total participants

0.0% from 2018

Average account balance

$22,838

-54.8% from 2018

Annual return

10.48%

+16.56 pp from 2018

Benchmarks

See 22,305 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort22,305 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$791K

$113046 / participant

Other / not subdivided$791K100.0%

% of EOY assets

150.648%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,838

$152,619-85.0%

$125,195-81.8%

$152,909-85.1%

Participation rate

100.0%

83.3%+16.7pp

79.8%+20.2pp

82.5%+17.5pp

Annual return

10.48%

54.85%-44.4pp

43.79%-33.3pp

345.46%-335.0pp

Employer contribution / active EE

$2,715

$4,947-45.1%

$3,866-29.8%

$4,764-43.0%

Participant deferral / active EE

$1,829

$5,869-68.8%

$4,937-63.0%

$5,851-68.7%

Admin fee / account holder

$34,405

$13,437+156.0%

$9,704+254.5%

$11,601+196.6%

PACIFIC GROUP HOLDINGS, INC. CASH OR DEFERRED PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PACIFIC GROUP HOLDINGS, INC. CASH OR DEFERRED PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion