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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,020 | $37,446+36.2% | $77,552-34.2% | $79,856-36.1% |
| Participation rate | 100.0% | 41.5%+58.5pp | 54.2%+45.8pp | 69.6%+30.4pp |
| Annual return | 39.73% | 39.76%0pp | 54.82%-15.1pp | 31.71%+8.0pp |
| Employer contribution / active EE | $228 | $637-64.2% | $987-76.9% | $2,471-90.8% |
| Participant deferral / active EE | $397 | $1,261-68.5% | $1,861-78.7% | $3,741-89.4% |
| Admin fee / account holder | $981 | $2,506-60.9% | $2,859-65.7% | $5,306-81.5% |