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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,586 | $98,766+187.1% | $149,730+89.4% | $79,852+255.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 18.85% | 27.43%-8.6pp | 276.70%-257.9pp | 31.72%-12.9pp |
| Employer contribution / active EE | $8,795 | $3,217+173.4% | $4,645+89.3% | $2,471+255.9% |
| Participant deferral / active EE | $9,014 | $5,681+58.7% | $6,843+31.7% | $3,740+141.0% |
| Admin fee / account holder | $16,147 | $6,052+166.8% | $9,310+73.4% | $5,306+204.3% |