Filed January 6, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INS.CO. Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $96,214 |
Filed as: RAYMOND JAMES INSURANCE GROUP INC Service code 53 · EIN 59-1199408 | Insurance Commissions | $13,622 |
Filed as: MASSACHUSETTS MUTUAL LIFE INS. Service code 72 | Other investment fees and expenses | $0 |
Service code 60 | Sub-TA Fees | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,892 | $39,859-82.7% | $78,689-91.2% | $57,658-88.0% |
| Participation rate | 82.1% | 66.1%+16.0pp | 73.6%+8.5pp | 70.2%+11.9pp |
| Annual return | 13.73% | 18.96%-5.2pp | 62.18%-48.4pp | 5.13%+8.6pp |
| Employer contribution / active EE | $198 | $1,786-88.9% | $2,851-93.0% | $1,974-89.9% |
| Participant deferral / active EE | $974 | $2,248-56.7% | $3,517-72.3% | $3,061-68.2% |
| Admin fee / account holder | $114 | $76+50.2% | $4,510-97.5% | $95+21.0% |