Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,501 | $46,072-20.8% | $69,779-47.7% | $55,167-33.8% |
| Participation rate | 58.1% | 67.5%-9.4pp | 71.8%-13.7pp | 69.0%-10.9pp |
| Annual return | 4.51% | 8.68%-4.2pp | 12.99%-8.5pp | 169.23%-164.7pp |
| Employer contribution / active EE | $325 | $1,500-78.3% | $2,338-86.1% | $1,963-83.4% |
| Participant deferral / active EE | $1,602 | $2,344-31.6% | $2,931-45.3% | $3,054-47.5% |
| Admin fee / account holder | $4,278 | $428+900.5% | $4,381-2.3% | $504+749.1% |