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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,835 | $101,950+167.6% | $125,529+117.3% | $86,983+213.7% |
| Participation rate | 71.4% | 70.2%+1.3pp | 74.7%-3.3pp | 69.5%+1.9pp |
| Annual return | 17.18% | 18.29%-1.1pp | 202.56%-185.4pp | 25.83%-8.7pp |
| Employer contribution / active EE | $4,413 | $2,358+87.1% | $3,058+44.3% | $2,584+70.7% |
| Participant deferral / active EE | $13,332 | $3,862+245.2% | $4,813+177.0% | $4,194+217.9% |
| Admin fee / account holder | $321 | $12,791-97.5% | $16,298-98.0% | $7,856-95.9% |