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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,166,525 | $160,040+628.9% | $147,096+693.0% | $145,877+699.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.07% | 98.49%-94.4pp | 419.75%-415.7pp | 551.28%-547.2pp |
| Employer contribution / active EE | $7,277 | $5,289+37.6% | $4,936+47.4% | $4,663+56.0% |
| Participant deferral / active EE | $20,630 | $8,429+144.8% | $8,071+155.6% | $6,691+208.3% |
| Admin fee / account holder | $17,094 | $15,050+13.6% | $13,005+31.4% | $13,402+27.5% |