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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,885 | $157,304-68.3% | $141,197-64.7% | $152,909-67.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.31% | 64.34%-50.0pp | 71.41%-57.1pp | 345.46%-331.2pp |
| Employer contribution / active EE | $1,668 | $5,263-68.3% | $4,736-64.8% | $4,764-65.0% |
| Participant deferral / active EE | $4,334 | $7,111-39.1% | $6,710-35.4% | $5,851-25.9% |
| Admin fee / account holder | $17,627 | $12,126+45.4% | $10,265+71.7% | $11,601+52.0% |