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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,587 | $148,623+153.4% | $135,974+177.0% | $139,466+170.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.38% | 79.30%-60.9pp | 68.30%-49.9pp | 373.66%-355.3pp |
| Employer contribution / active EE | $10,858 | $5,246+107.0% | $4,859+123.5% | $4,754+128.4% |
| Participant deferral / active EE | $13,466 | $8,103+66.2% | $7,760+73.5% | $6,712+100.6% |
| Admin fee / account holder | $2,340 | $12,406-81.1% | $10,767-78.3% | $11,409-79.5% |