Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,111 | $165,381+174.0% | $149,730+202.6% | $158,966+185.0% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 7.14% | 348.29%-341.2pp | 276.70%-269.6pp | 302.95%-295.8pp |
| Employer contribution / active EE | $6,990 | $5,104+36.9% | $4,645+50.5% | $4,762+46.8% |
| Participant deferral / active EE | $941 | $7,182-86.9% | $6,843-86.2% | $5,983-84.3% |
| Admin fee / account holder | $656 | $10,809-93.9% | $9,310-93.0% | $11,250-94.2% |