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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,636 | $202,342-88.3% | $172,753-86.3% | $152,909-84.5% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 18.35% | 1029.88%-1011.5pp | 803.00%-784.7pp | 345.46%-327.1pp |
| Employer contribution / active EE | $768 | $5,857-86.9% | $5,144-85.1% | $4,764-83.9% |
| Participant deferral / active EE | $2,330 | $5,948-60.8% | $5,198-55.2% | $5,851-60.2% |
| Admin fee / account holder | $4,372 | $17,112-74.5% | $13,956-68.7% | $11,601-62.3% |