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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,083 | $165,381-30.4% | $149,730-23.1% | $158,966-27.6% |
| Participation rate | 63.6% | 84.6%-20.9pp | 82.5%-18.8pp | 82.0%-18.3pp |
| Annual return | 14.31% | 348.29%-334.0pp | 276.70%-262.4pp | 302.95%-288.6pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,979 | $7,182+25.0% | $6,843+31.2% | $5,983+50.1% |
| Admin fee / account holder | $8 | $10,809-99.9% | $9,310-99.9% | $11,250-99.9% |