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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,083 | $107,941+103.9% | $91,994+139.2% | $152,897+43.9% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 26.44% | 89.28%-62.8pp | 69.04%-42.6pp | 345.43%-319.0pp |
| Employer contribution / active EE | $1,482 | $4,212-64.8% | $3,453-57.1% | $4,764-68.9% |
| Participant deferral / active EE | $7,688 | $6,366+20.8% | $5,924+29.8% | $5,851+31.4% |
| Admin fee / account holder | $10,236 | $10,521-2.7% | $7,744+32.2% | $11,599-11.8% |