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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,642 | $152,612+64.2% | $125,192+100.2% | $152,897+63.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 20.71% | 54.85%-34.1pp | 43.79%-23.1pp | 345.43%-324.7pp |
| Employer contribution / active EE | $175 | $4,947-96.5% | $3,866-95.5% | $4,764-96.3% |
| Participant deferral / active EE | $8,333 | $5,868+42.0% | $4,937+68.8% | $5,851+42.4% |
| Admin fee / account holder | $2,524 | $13,437-81.2% | $9,704-74.0% | $11,599-78.2% |