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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,088 | $57,352+107.6% | $83,830+42.1% | $64,173+85.6% |
| Participation rate | 51.4% | 68.6%-17.3pp | 76.1%-24.8pp | 69.6%-18.2pp |
| Annual return | -5.47% | 11.38%-16.9pp | 850.97%-856.4pp | 7.63%-13.1pp |
| Employer contribution / active EE | $2,109 | $2,546-17.1% | $3,631-41.9% | $2,381-11.4% |
| Participant deferral / active EE | $5,691 | $2,993+90.1% | $4,082+39.4% | $3,470+64.0% |
| Admin fee / account holder | $1,883 | $4,046-53.5% | $5,479-65.6% | $4,887-61.5% |