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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,889 | $118,708+3.5% | $98,920+24.2% | $158,982-22.7% |
| Participation rate | 71.4% | 77.8%-6.4pp | 76.0%-4.6pp | 82.0%-10.5pp |
| Annual return | 7.03% | 372.49%-365.5pp | 196.47%-189.4pp | 302.99%-296.0pp |
| Employer contribution / active EE | $426 | $3,334-87.2% | $2,689-84.2% | $4,763-91.1% |
| Participant deferral / active EE | $7,991 | $5,089+57.0% | $4,245+88.2% | $5,983+33.5% |
| Admin fee / account holder | $20,761 | $10,134+104.9% | $6,643+212.5% | $11,252+84.5% |