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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,614 | $77,817+115.4% | $123,553+35.7% | $64,173+161.2% |
| Participation rate | 89.7% | 74.7%+15.0pp | 82.3%+7.4pp | 69.6%+20.2pp |
| Annual return | -8.38% | 12.49%-20.9pp | 119.21%-127.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $7,942 | $3,014+163.5% | $4,628+71.6% | $2,381+233.6% |
| Participant deferral / active EE | $8,874 | $5,240+69.4% | $6,426+38.1% | $3,470+155.8% |
| Admin fee / account holder | $13,371 | $5,519+142.3% | $9,284+44.0% | $4,887+173.6% |