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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,161 | $157,296+174.1% | $141,191+205.4% | $152,897+182.0% |
| Participation rate | 90.0% | 84.8%+5.2pp | 82.5%+7.5pp | 82.5%+7.5pp |
| Annual return | 21.01% | 64.34%-43.3pp | 71.41%-50.4pp | 345.43%-324.4pp |
| Employer contribution / active EE | $10,656 | $5,262+102.5% | $4,736+125.0% | $4,764+123.7% |
| Participant deferral / active EE | $14,522 | $7,111+104.2% | $6,710+116.4% | $5,851+148.2% |
| Admin fee / account holder | $47,444 | $12,125+291.3% | $10,264+362.2% | $11,599+309.0% |