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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,440 | $53,162-61.6% | $91,225-77.6% | $68,486-70.2% |
| Participation rate | 0.0% | 63.2%-63.2pp | 73.2%-73.2pp | 67.9%-67.9pp |
| Annual return | -14.86% | -3.14%-11.7pp | 114.12%-129.0pp | -7.85%-7.0pp |
| Employer contribution / active EE | $1,281 | $1,709-25.1% | $2,851-55.1% | $2,597-50.7% |
| Participant deferral / active EE | $1,829 | $2,974-38.5% | $4,233-56.8% | $4,028-54.6% |
| Admin fee / account holder | $2,813 | $4,493-37.4% | $5,422-48.1% | $5,404-47.9% |