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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,380 | $101,618-54.4% | $93,063-50.2% | $137,256-66.2% |
| Participation rate | 0.0% | 74.9%-74.9pp | 72.1%-72.1pp | 80.0%-80.0pp |
| Annual return | 13.99% | 223.95%-210.0pp | 34.15%-20.2pp | 220.34%-206.4pp |
| Employer contribution / active EE | $3,524 | $2,707+30.2% | $2,476+42.3% | $4,156-15.2% |
| Participant deferral / active EE | $7,135 | $4,279+66.7% | $3,958+80.3% | $6,407+11.4% |
| Admin fee / account holder | $2,592 | $6,198-58.2% | $6,033-57.0% | $12,270-78.9% |