See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $120,229 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $31,987 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,259 | $88,982+89.1% | $102,438+64.3% | $77,671+116.6% |
| Participation rate | 60.9% | 80.9%-20.0pp | 76.5%-15.6pp | 70.6%-9.7pp |
| Annual return | 14.85% | 25.01%-10.2pp | 29.37%-14.5pp | 31.21%-16.4pp |
| Employer contribution / active EE | $2,913 | $2,698+7.9% | $3,024-3.7% | $2,726+6.8% |
| Participant deferral / active EE | $5,418 | $5,144+5.3% | $5,054+7.2% | $4,648+16.6% |
| Admin fee / account holder | $398 | $236+69.2% | $9,448-95.8% | $430-7.4% |