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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,525 | $153,311-53.3% | $109,313-34.6% | $273,972-73.9% |
| Participation rate | 100.0% | 80.1%+19.9pp | 71.3%+28.7pp | 83.0%+17.0pp |
| Annual return | 10.88% | 29.86%-19.0pp | 22.07%-11.2pp | 41.46%-30.6pp |
| Employer contribution / active EE | $7,279 | $5,619+29.5% | $3,892+87.0% | $4,869+49.5% |
| Participant deferral / active EE | $17,236 | $3,932+338.3% | $3,166+444.3% | $5,287+226.0% |
| Admin fee / account holder | $1,937 | $8,076-76.0% | $5,666-65.8% | $10,133-80.9% |