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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,796 | $160,059+79.2% | $140,019+104.8% | $135,379+111.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -31.22% | 911.44%-942.7pp | 651.15%-682.4pp | 519.79%-551.0pp |
| Employer contribution / active EE | $29,034 | $6,420+352.3% | $5,605+418.0% | $4,779+507.5% |
| Participant deferral / active EE | $19,417 | $7,641+154.1% | $6,927+180.3% | $5,609+246.2% |
| Admin fee / account holder | $25,100 | $13,328+88.3% | $10,705+134.5% | $10,828+131.8% |