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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,625 | $157,296-38.6% | $141,191-31.6% | $152,897-36.8% |
| Participation rate | 82.4% | 84.8%-2.5pp | 82.5%-0.1pp | 82.5%-0.1pp |
| Annual return | 19.39% | 64.34%-45.0pp | 71.41%-52.0pp | 345.43%-326.0pp |
| Employer contribution / active EE | $2,225 | $5,262-57.7% | $4,736-53.0% | $4,764-53.3% |
| Participant deferral / active EE | $7,342 | $7,111+3.3% | $6,710+9.4% | $5,851+25.5% |
| Admin fee / account holder | $6,712 | $12,125-44.6% | $10,264-34.6% | $11,599-42.1% |