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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,440 | $152,619-38.1% | $125,195-24.6% | $152,909-38.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 16.70% | 54.85%-38.2pp | 43.79%-27.1pp | 345.46%-328.8pp |
| Employer contribution / active EE | $2,758 | $4,947-44.3% | $3,866-28.7% | $4,764-42.1% |
| Participant deferral / active EE | $1,299 | $5,869-77.9% | $4,937-73.7% | $5,851-77.8% |
| Admin fee / account holder | $24,295 | $13,437+80.8% | $9,704+150.4% | $11,601+109.4% |