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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,860 | $209,874-77.7% | $189,537-75.3% | $167,536-72.0% |
| Participation rate | 62.5% | 88.7%-26.2pp | 87.8%-25.3pp | 82.1%-19.6pp |
| Annual return | 16.44% | 748.61%-732.2pp | 555.34%-538.9pp | 478.82%-462.4pp |
| Employer contribution / active EE | $1,697 | $6,913-75.5% | $6,161-72.5% | $4,839-64.9% |
| Participant deferral / active EE | $4,623 | $8,934-48.2% | $8,220-43.8% | $6,342-27.1% |
| Admin fee / account holder | $73 | $14,299-99.5% | $12,048-99.4% | $12,315-99.4% |