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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,835 | $150,447-5.1% | $136,298+4.8% | $147,586-3.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.24% | 1049.15%-1033.9pp | 5156.27%-5141.0pp | 578.59%-563.4pp |
| Employer contribution / active EE | $2,274 | $5,256-56.7% | $4,696-51.6% | $4,876-53.4% |
| Participant deferral / active EE | $5,643 | $6,631-14.9% | $6,247-9.7% | $5,439+3.8% |
| Admin fee / account holder | $11,640 | $10,906+6.7% | $9,244+25.9% | $10,886+6.9% |