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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,828 | $105,867-32.2% | $90,760-20.9% | $134,532-46.6% |
| Participation rate | 15.0% | 78.3%-63.3pp | 75.7%-60.7pp | 81.2%-66.2pp |
| Annual return | -20.01% | -10.99%-9.0pp | -12.16%-7.9pp | 418.27%-438.3pp |
| Employer contribution / active EE | $2,005 | $3,464-42.1% | $2,922-31.4% | $4,741-57.7% |
| Participant deferral / active EE | $5,838 | $5,217+11.9% | $4,565+27.9% | $6,401-8.8% |
| Admin fee / account holder | $1,248 | $13,936-91.0% | $8,444-85.2% | $11,429-89.1% |