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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,864 | $132,634-24.7% | $115,768-13.7% | $137,256-27.2% |
| Participation rate | 54.2% | 77.9%-23.7pp | 74.4%-20.2pp | 80.0%-25.8pp |
| Annual return | 16.04% | 160.70%-144.7pp | 100.46%-84.4pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,472 | $3,360-26.4% | $2,940-15.9% | $4,156-40.5% |
| Participant deferral / active EE | $6,226 | $5,619+10.8% | $4,917+26.6% | $6,407-2.8% |
| Admin fee / account holder | $1,460 | $15,028-90.3% | $12,439-88.3% | $12,270-88.1% |