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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,583 | $60,139-12.6% | $90,461-41.9% | $79,856-34.2% |
| Participation rate | 95.4% | 65.0%+30.4pp | 72.7%+22.7pp | 69.6%+25.7pp |
| Annual return | 15.37% | 71.96%-56.6pp | 1294.76%-1279.4pp | 31.71%-16.3pp |
| Employer contribution / active EE | $2,258 | $2,069+9.1% | $3,264-30.8% | $2,471-8.6% |
| Participant deferral / active EE | $3,397 | $2,939+15.6% | $3,964-14.3% | $3,741-9.2% |
| Admin fee / account holder | $404 | $3,978-89.8% | $5,617-92.8% | $5,306-92.4% |