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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $996,764 | $117,846+745.8% | $102,434+873.1% | $145,884+583.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.83% | 31.90%-25.1pp | 29.46%-22.6pp | 551.85%-545.0pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $28,000 | $5,733+388.4% | $5,055+453.9% | $6,690+318.6% |
| Admin fee / account holder | $1,224 | $13,356-90.8% | $9,462-87.1% | $13,392-90.9% |