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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,270 | $100,139-72.8% | $85,187-68.0% | $145,884-81.3% |
| Participation rate | 64.7% | 74.1%-9.4pp | 67.5%-2.8pp | 80.3%-15.6pp |
| Annual return | 11.68% | 84.15%-72.5pp | 66.67%-55.0pp | 551.85%-540.2pp |
| Employer contribution / active EE | $1,902 | $3,238-41.3% | $2,732-30.4% | $4,662-59.2% |
| Participant deferral / active EE | $3,656 | $5,296-31.0% | $4,525-19.2% | $6,690-45.3% |
| Admin fee / account holder | $2,475 | $7,262-65.9% | $6,162-59.8% | $13,392-81.5% |