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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $667,090 | $144,130+362.8% | $117,860+466.0% | $147,585+352.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 10.98% | 531.20%-520.2pp | 335.10%-324.1pp | 578.58%-567.6pp |
| Employer contribution / active EE | $21,150 | $4,897+331.9% | $3,786+458.6% | $4,876+333.7% |
| Participant deferral / active EE | $12,000 | $5,316+125.7% | $4,482+167.7% | $5,439+120.6% |
| Admin fee / account holder | $3,902 | $10,887-64.2% | $8,021-51.3% | $10,886-64.2% |