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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,158 | $167,362+79.3% | $143,799+108.7% | $134,532+123.1% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -15.24% | 0.47%-15.7pp | -0.04%-15.2pp | 418.27%-433.5pp |
| Employer contribution / active EE | $485 | $5,620-91.4% | $4,952-90.2% | $4,741-89.8% |
| Participant deferral / active EE | $2,372 | $6,447-63.2% | $5,638-57.9% | $6,401-62.9% |
| Admin fee / account holder | $2,573 | $18,094-85.8% | $14,677-82.5% | $11,429-77.5% |