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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,830 | $68,394+103.0% | $94,672+46.6% | $75,177+84.7% |
| Participation rate | 92.3% | 76.1%+16.2pp | 80.8%+11.5pp | 67.2%+25.1pp |
| Annual return | 16.75% | 616.92%-600.2pp | 156.89%-140.1pp | 160.75%-144.0pp |
| Employer contribution / active EE | $8,018 | $2,701+196.9% | $3,673+118.3% | $2,671+200.2% |
| Participant deferral / active EE | $7,520 | $6,536+15.1% | $7,417+1.4% | $4,126+82.2% |
| Admin fee / account holder | $2,535 | $5,326-52.4% | $7,222-64.9% | $5,651-55.1% |