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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,733 | $89,370+44.0% | $141,197-8.8% | $72,976+76.4% |
| Participation rate | 84.5% | 75.1%+9.4pp | 82.5%+2.0pp | 69.5%+15.0pp |
| Annual return | 2.55% | 111.88%-109.3pp | 71.41%-68.9pp | 81.02%-78.5pp |
| Employer contribution / active EE | $10,182 | $3,115+226.9% | $4,736+115.0% | $2,440+317.3% |
| Participant deferral / active EE | $6,404 | $5,419+18.2% | $6,710-4.6% | $3,608+77.5% |
| Admin fee / account holder | $1,847 | $5,957-69.0% | $10,265-82.0% | $5,124-64.0% |